| 1. Do I have to be a homeowner
to qualify for loan through our company? Yes, this offer
is exclusively for homeowners. Our loans are secured by residential property.
If you are Renting your home, please apply here to Consolidate Debt 2.
How do I find out what my interest rate will be? After
completing an loan application, a Mortgage Loan Officer will be able to run your
credit report and assess your information to determine the products and interest
rates available to you. The interest rates will be determined by your credit history,
loan amount, loan-to-value ratio, property specifics and any rate reduction options
that you select The term, or length of loan, will depend on whether you choose
a loan or a line of credit but generally ranges from 15 to 30 years. (but can
be paid off early at any point.) 3.How do I know if our
company will save me money? After reviewing your online
application, a Mortgage Loan Officer will compare what you are paying now on your
high-rate debt to what your consolidated payment would be on one of our loans.
There is never any obligation. 4. Is the interest tax deductible?
Interest paid on your account may be tax deductible up
to 100% of your home's value. Always consult with a tax advisor regarding your
particular situation. 5. Does filling out an application
obligate me to complete a loan with you? No. Filling out
an application does not obligate you to anything. 6.What
are the advantages of a fixed-rate loan? With a fixed-rate
loan, the interest rate will be guaranteed for the life of your loan. The payments
are fully amortizing so when your loan is paid off, so is your debt! 7.
How does the loan process work? A Mortgage Loan Officer
will work with you to determine the products and interest rates available to you.
After we review your credit report, you will receive a list of the documentation
needed to complete your loan. Once your loan is approved, in most states, we will
arrange for a signing agent to come to your home to have the final papers signed
by you and you'll have your money in a matter of days. Apply
Now! | 
